Compare Health Insurance Deals
Don’t trust your health with a poor plan, compare the best health insurance deals available in your area below, or learn more about how to choose.
Top Rated Health Insurance Providers By Region
Here are the best rated health insurers depending on your state, sourced from The Simple Dollar.
|State(s) or region||Top-rated plan(s)|
|East South-Central (Alabama, Kentucky, Louisiana, Mississippi, Tennessee)||Humana, Blue Cross Blue Shield of Louisiana, Cigna|
|Florida||AvMed, Cigna, Humana|
|Heartland (Arkansas, Iowa, Kansas, Missouri, Nebraska, Oklahoma)||Blue Cross Blue Shield of Kansas, Blue Cross Blue Shield of Kansas City, Blue Cross Blue Shield of Oklahoma|
|Illinois/Indiana||Blue Cross Blue Shield of Illinois|
|Michigan||Health Alliance Plan of Michigan, Blue Cross Blue Shield of Michigan, Priority Health|
|Mid-Atlantic||Kaiser Foundation, Cigna, CareFirst, Blue Cross Blue Shield, UnitedHealthcare|
|Minnesota/Wisconsin||Dean Health, HealthPartners, Medica Health|
|Mountain (Idaho, Montana, Utah, Wyoming)||SelectHealth, Aetna|
|New England (Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont)||Anthem Health Plans of New Hampshire, Harvard Pilgrim Health Care, Blue Cross Blue Shield of Massachusetts|
|New York/New Jersey||Capital District Physicians’ Health Plan, Independent Health Association, Blue Cross Blue Shield of Western New York, Blue Shield of Northeastern New York|
|Northwest (Oregon, Washington)||Kaiser Foundation, Group Health Cooperative, Providence Health Plan|
|Ohio||Anthem Blue Cross Blue Shield of Ohio, Aetna|
|Pennsylvania||Highmark Blue Cross Blue Shield, Highmark Blue Shield, Independence Blue Cross, Capital Blue Cross|
|South Atlantic (Georgia, North Carolina, South Carolina)||Kaiser Foundation, Aetna, Cigna|
|Southwest (Arizona, New Mexico, Nevada)||Cigna, Aetna, Blue Cross Blue Shield of Arizona|
|Texas||Blue Cross Blue Shield of Texas, UnitedHealthcare|
Health Insurance Need To Knows
How Your Area Impacts Your Health Insurance Choice
The U.S. health system is the most expensive in the world, and since it is privatized, the customer is responsible to cover the costs – either out of pocket or through insurance coverage, or both.
You will likely not have much choice in which provider you choose. This is usually determined by where you work or, if you don’t work, which company is willing to take you one. Different geographical areas also have different options. The choices are often not attractive.
The best location is in a high-density urban area, where there are several companies competing for customers. This tends to keep costs lower and services higher. The more rural the area, the sharper the drop from choices and features to accepting whatever is available. In some areas, a single insurer may control most of the options.
Can you be “dropped” by your health insurer?
As it stands now, the answer is “no.” Health Care Reform guidelines do not allow insurers to drop clients due to illness, or to cap the amount they will pay out over a client’s lifetime.
How to choose the best health insurance company for customer satisfaction?
Which company is best for you depends on a lot of factors, such as your health status, location, employment status, age, and more. However, if you are in an area where you have some choice, there are some resources to help you choose.
Avoid using social media to determine the quality of any health care provider. Social media feedback is almost always negative, as people having good experiences tend not to review the services, and because each person’s specific situation and health problem is unique.
Independent Reviews & Review Websites
J.D. Power’s 2015 Member Health Plan Study ranks several providers by U.S. region, and should give a pretty clear indication of the performance of these companies at the time of its publication. Check your specific region to see if the top-ranking companies are available.
Consumer Reports also ranks certain plans using data from the National Committee for Quality Assurance. This can be filtered by plan type (HMO, PPO, Medicare, Medicaid) and your location.